Insurance for Churches & Nonprofits
Protection for your congregation, staff, volunteers, and mission.
Churches & Nonprofits Insurance for Dallas, GA, Paulding County & Metro Atlanta
Prefer to text? (678) 224-9333
Churches and nonprofits carry unique exposures — volunteers, youth programs, counseling ministries, and buildings used for far more than a Sunday morning. We build coverage that reflects the full scope of what your organization actually does.
Coverage We Build Around Your Business
What churches & nonprofits insurance typically includes.
- Property Insurance — sanctuary, offices, fellowship halls, and contents
- General Liability — injury or property damage claims tied to events and daily operations
- Directors & Officers (D&O) — protects board members and leadership from management-related claims
- Abuse & Molestation Coverage — a critical, often-excluded coverage for any organization working with minors
- Workers' Compensation — required coverage for paid staff
- Volunteer Accident & Liability — coverage extended to unpaid volunteers
Real Risk, Real Coverage
Common churches & nonprofits risks — and how coverage responds.
An allegation arises from a youth program, and standard general liability doesn't respond.
Abuse & molestation coverage is a distinct policy addition that many churches assume is automatically included — it usually isn't, and going without it is one of the biggest gaps we see.
A board decision is challenged and leadership faces a lawsuit.
Directors & Officers coverage protects the personal assets of board members and leadership from claims tied to management decisions.
A volunteer is injured helping during a church event or work day.
Volunteer accident coverage can help with medical costs, since workers' comp typically doesn't extend to unpaid volunteers.
Questions We Hear Often
Churches & Nonprofits insurance FAQs.
Do we need abuse & molestation coverage if we run background checks?
Yes — background checks are good practice but don't replace insurance coverage. Abuse & molestation coverage is a separate policy addition most churches need explicitly, since it's excluded from standard general liability.
Are our volunteers covered under workers' compensation?
Generally no — workers' comp covers paid employees. Volunteer accident and liability coverage is a separate, and often overlooked, addition worth discussing if you rely on volunteers regularly.
Does our policy cover events held off our regular property, like a retreat or off-site outreach?
It depends on your policy's terms — many church policies can be extended to cover off-site events, but this should be confirmed in advance rather than assumed.
What does Directors & Officers coverage actually protect against?
It protects board members and leadership personally if the organization is sued over a management decision, such as a hiring dispute or a policy change — without it, those individuals could be personally exposed.
Related Coverage
Other industries we cover nearby.
Let's build coverage around your churches & nonprofit.
Tell us a little about your business and we'll shop it across our carrier network to find the right fit.
Prefer to text? (678) 224-9333